Property All Risk

Property All Risk insurance for companies is a comprehensive coverage that provides protection for a wide range of perils and risks associated with commercial properties.

This insurance is designed to cover both owned and leased properties, including buildings, contents, equipment, inventory fittings, fixtures, machinery, furniture, stock and other business assets. It offers coverage for damages caused by fire, theft, natural disasters, vandalism, and other unforeseen events.

Property All Risk insurance ensures that businesses are financially protected against the potential financial losses and disruptions that may result from property damage. It provides peace of mind to business owners, allowing them to focus on their operations knowing that their assets are adequately covered. With Property All Risk insurance, companies can mitigate the risks associated with property ownership and ensure business continuity in the face of unexpected events.

Business Interruption covers the loss of Gross Revenue or Gross Profit following physical damage to the assets and stock of the insured covered under the Property All Risk section.

The cover can be extended to include Increased Cost of Working to continue business operations as well as losses arising out of Denial of Access following a claim.

This insurance is designed to help businesses recover and resume normal operations following an insured event, such as fire, natural disasters, or other covered perils that disrupt the company's ability to operate. Business Interruption insurance covers the loss of income that occurs during the period of interruption, including fixed expenses, payroll, and other ongoing financial obligations. It also covers the additional expenses incurred to minimize the impact of the interruption and expedite the resumption of operations.

Having Business Interruption insurance in place ensures that businesses can navigate through challenging times with reduced financial strain. It provides a safety net, enabling businesses to recover and rebuild without significant financial setbacks. By protecting against the financial consequences of business interruptions, companies can mitigate risks and enhance their overall resilience in the face of unexpected events.

Hotel Comprehensive insurance for companies is a specialized coverage that offers comprehensive protection for the unique risks and challenges faced by the hospitality industry.

This insurance is specifically tailored to meet the needs of hotels, resorts, and other lodging establishments. It provides coverage for a wide range of risks, including property damage, business interruption, general liability, employee liability, and guest-related liabilities. Hotel Comprehensive insurance ensures that hoteliers are financially protected against potential losses and liabilities arising from accidents, damages, lawsuits, or other unforeseen events that can disrupt operations and impact the reputation of the business.

It offers peace of mind to hotel owners and operators, allowing them to focus on providing exceptional guest experiences while knowing they have adequate insurance coverage in place. With Hotel Comprehensive insurance, companies in the hospitality industry can safeguard their assets, mitigate risks, and ensure the continuity of their operations in the face of unexpected challenges.

Strata Insurance is a tailor-made package to insure jointly owned properties as per the Strata Law.

The policy covers physical loss or damage to the building and common areas and is extended to cover losses arising from Public Liability, Machinery Breakdown, Board Member's Legal Liability, Workmen's Compensation and Fidelity Guarantee.

Terrorism/Political Violence Insurance is a specialized form of coverage that provides protection against the financial risks associated with acts of terrorism or political violence.

This insurance is designed to assist businesses in managing and mitigating the potential losses resulting from acts of terrorism, including property damage, business interruption, and liability claims. Terrorism/Political Violence Insurance typically covers a wide range of perils, including acts of Terrorism and Sabotage, Mutiny, Coup d’Etat, Counter-insurgency, Civil War and War.. It offers financial compensation for damages to property, inventory, and equipment, as well as coverage for the loss of income and additional expenses incurred due to the interruption of business operations. This insurance is particularly important for companies operating in regions or industries prone to political instability or terrorism threats.

By having Terrorism/Political Violence Insurance in place, businesses can minimize their financial exposure to these risks and continue their operations with greater peace of mind. It allows companies to focus on their core activities while knowing that they have a comprehensive plan in place to handle the financial impact of potential acts of terrorism or political violence.

Office Comprehensive Insurance Package is a bundled coverage that provides a comprehensive solution to protect various aspects of an office environment.

This insurance package is designed specifically for businesses and offers a combination of coverages tailored to the unique risks and needs of office operations. It typically includes coverage for property damage, such as office equipment, furniture, fixtures, and inventory. It also provides coverage for business interruption, which compensates for lost income and additional expenses incurred during a temporary closure or interruption of business activities. Additionally, Office Comprehensive Insurance Package may include liability coverage to protect against third-party claims for bodily injury or property damage that occur within the office premises. T

his insurance package offers convenience and peace of mind, ensuring that companies have adequate coverage for their office assets and liabilities. It allows businesses to focus on their core operations while mitigating the financial risks associated with property damage, business interruptions, and potential legal claims.